| • Share Secure |
| |
Have a problem keeping the money you saved in an account, while
new expenses
keep popping up? Need money immediately and don’t want to use your savings?
USFCU offers you a share secured loan up to the balance of your account at 5%
interest. You choose the payment amount. |
| • Holiday / Vacation |
| |
Your credit union offers
you the opportunity to plan for the Holidays by opening a Holiday
Club account. Your money will be available to you just before
the Holidays to enjoy a shopping spree without any worries. |
| • Debt consolidation |
| |
Your credit union offers you the opportunity to consolidating
your debts from a higher interest rate into a loan with us that
charges you a lower interest rate than the one you are currently
paying. We will make the payments directly to your creditors.
60-month maximum term. Loan amounts: $500 - $35,000. |
| • Revolving / Refinancing |
| |
A loan can be refinanced twice. The loan must be reduced by
one half (1/2) before refinancing. |
| • Personal |
| |
These loans are available to all members for any personal need
and rates are based on the member’s credit score.
60-month maximum term. Loan amounts: $500 - $35,000
• USFCU share account is required for all loans.
•
All unsecured loans must have a 25% collateral
• Loan must be paid within five years |
